Time-sensitive – Margo Borkin

Thank You, Essential Workers

To all essential workers on this Labor Day, thank you.

Source: KMC

America Is Another Name for Opportunity [INFOGRAPHIC]

Source: KMC

We Remember & Honor Those Who Gave All

We remember, today and always.

Source: KMC

Margo Borkin Real Estate

1 hour ago

Here's a riddle for you: What's a home sellers dream scenario and a home buyers worst nightmare? ⁣
MULTIPLE OFFER SITUATIONS!⁣

Luckily for my clients, I am an EXPERT at getting in the ring and fighting the other offers for my buyers!⁣

Here are a few of my secret moves:⁣
• The escalation clause.⁣
This secret weapon is a clause in the offer that goes something like this: ⁣
“Buyer will increase the sales price to $3,000 over any other legitimate offer, up to a maximum price of $253,000.”⁣
This is a surefire way to beat out other offers. ⁣
• Writing a letter to the owners.⁣
In some situations, the owners truly just want their home to go someone who will love it just the same they did. Writing a letter to the owners introducing your family and explaining why you love the home can often times work!⁣
• Make sure your agent calls the listing agent.⁣
I will always make sure to call the listing agent and get some insight on what the sellers are looking for in an offer. Sometimes, you can win a multiple offer situation just off of the terms of the contracts alone, without paying a higher price.⁣
Ready for an agent who will fight for you? Send me a message and let's get started! ... See MoreSee Less

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Margo Borkin Real Estate

1 day ago

So you applied for a mortgage, and… your loan application was denied. Boo. ⁣
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But keep your chin up and don’t stress — there’s hope yet for aspiring homeowners just like you. Here’s what you can do:⁣
⁣
1. Find out why you were denied. Your loan officer should give you a definite answer as to why your application was turned down. Having this info will help you know what you need to do for next time.⁣
2. Check your credit report. Pull your free credit report and make sure there aren’t any errors.⁣
3. Pay down your debt. Most lenders want to see a debt-to-income of less than 43 percent. Do what you can to come in under that number by paying off credit cards, student loans, and car payments.⁣
4. Shop around. If you were denied a conventional loan, talk with your realtor or mortgage advisor about other loan products that may work with your financial profile. Don’t be afraid to speak with multiple lenders.⁣
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If you’re looking to buy a home and have had trouble getting a loan, give me a call. I’d love to listen, encourage, and get you back on the path to homeownership. ... See MoreSee Less

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